Our Detailed Insurance Services | Thrive Global

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Your Complete Coverage Guide

A licensed U.S. brokerage dedicated to finding the perfect plan from our network of 50+ A-rated carriers.

Comprehensive Medicare Solutions

Medicare options can be overwhelming. Our licensed agents specialize in simplifying the process, ensuring you understand the benefits and enroll in a plan that truly meets your health and financial goals. We help maximize your eligibility.

  • Medicare Advantage (Part C): All-in-one plans that include medical, hospital, and often prescription drug coverage, plus valuable extras like vision, dental, and fitness programs.
  • Medicare Supplement (Medigap): Designed to pay for out-of-pocket costs (deductibles, copayments, coinsurance) left by Original Medicare (Parts A & B).
  • Medicare Part D: Crucial for prescription drug coverage. We compare options to find the lowest cost and broadest formulary coverage for your medications.
  • Eligibility and Enrollment: Guidance through enrollment periods (Initial, Annual, Special) to ensure you secure coverage without penalties.
Find My Perfect Medicare Plan
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Guaranteed Final Expense Protection

Final Expense insurance (often called Burial Insurance) is a specialized type of Whole Life policy with smaller face amounts, specifically designed to cover immediate end-of-life expenses. It's affordable and ensures your family has immediate funds when they need them most.

  • Simplified Issue: Most policies require no medical exam; eligibility is based on a few simple health questions, making approval faster than traditional life insurance.
  • Guaranteed Acceptance: Options available for applicants with significant health issues, guaranteeing coverage regardless of medical history (though with possible waiting periods).
  • Fixed Premiums: Your monthly premium is locked in and will never increase throughout the life of the policy.
  • Cash Value Growth: As a Whole Life policy, it builds tax-deferred cash value over time that you can access if needed.
Get a Quick Final Expense Quote

Affordable Care Act (ACA) / Health Plans

We connect you with qualified health plans on and off the Marketplace. Our experts help you navigate subsidy eligibility to significantly lower your monthly premium, ensuring you have comprehensive coverage required by law.

  • Subsidized Premiums: Determine if you qualify for tax credits that reduce your out-of-pocket costs for coverage.
  • Comprehensive Coverage: Plans that cover Essential Health Benefits, including preventative care, hospitalizations, maternity care, and mental health services.
  • Special Enrollment Periods (SEP): Assistance in enrolling outside the standard Open Enrollment due to life changes like job loss, moving, marriage, or birth of a child.
  • Network Optimization: Find plans with doctors and hospitals you trust, ensuring local access to high-quality medical care.
Check ACA Eligibility
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Secure Your Family's Future with Life Insurance

Life insurance is the cornerstone of financial planning, providing your loved ones with a tax-free payout to replace income, cover mortgages, and fund future education expenses. We offer transparent comparisons of all major policy types.

  • Term Life Insurance: Provides coverage for a specific period (e.g., 10, 20, or 30 years). Best for covering large, temporary financial obligations like a mortgage.
  • Whole Life Insurance: Provides lifelong coverage with guaranteed premiums and a cash value component that grows over time on a tax-deferred basis.
  • Universal Life Insurance: A flexible permanent policy allowing you to adjust premiums and death benefits, often including an investment component.
  • Financial Needs Analysis: We help determine the exact coverage amount needed to fully protect your family based on your unique situation.
Start My Life Insurance Review

Injury, Accident, and Critical Illness Coverage

These supplementary plans provide cash benefits directly to you following a covered injury, accident, or diagnosis of a critical illness. This money can be used for anything—from medical deductibles to everyday living expenses—easing the financial stress of recovery.

  • Accident Insurance: Pays a fixed amount for specific injuries, ambulance costs, or hospital stays resulting from an accident, regardless of any other insurance you have.
  • Critical Illness Insurance: Provides a lump-sum payout upon diagnosis of a covered illness (like cancer, heart attack, or stroke), helping cover specialized care or income replacement.
  • Disability Income: Replaces a portion of your income if you become too sick or injured to work, protecting your ability to pay bills.
  • Flexible Cash Benefits: Benefits are paid directly to you, not the provider, giving you full control over how the money is used during recovery.
Explore Injury & Supplemental Plans
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Financial Wellness & Other Programs

Beyond core insurance, we partner with trusted providers to offer solutions that enhance your overall financial well-being, from reducing debt to leveraging government incentives for home improvements.

  • Debt Relief Services: Connect with licensed debt professionals to help consolidate or reduce unsecured debt, leading to better long-term financial stability.
  • Solar & Energy Incentives: Access programs that can reduce your home energy costs through state and federal incentives for solar panel installation and other energy-efficient upgrades.
  • Retirement Planning Resources: General information and connections to licensed financial advisors to help you plan for a secure retirement alongside your insurance policies.
  • Customized Solutions: We listen to your financial challenges and connect you with vetted services that offer legitimate assistance and protection.
Explore Wellness & Savings

Let Our Experts Find Your Best Fit

Ready to stop searching and start protecting? Schedule a free, no-obligation consultation with a licensed agent today.

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Contact Information

Office Address

410 N. Cascades Circle Clearwater, FL, USA

Phone

+1 (513) 800-0046

Email

support@thriveglobalinsurance.com

Business Hours

Monday - Friday: 8:00 AM - 6:00 PM EST Saturday: 9:00 AM - 2:00 PM EST Sunday: Closed

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